Indianmoney Bangalore

08042687207

https://indianmoney.com/articles/financial-resolutions-for-the-new-year-2019

Saturday, December 22, 2018

Indian money Reviews - Financial Resolutions for the New Year 2019

The New Year is just a couple of weeks away and it’s time for your New Year Resolution. Why not a special resolution to be financially aware? Financial awareness is not just financial literacy or the basic ability to understand and manage money. It’s matching financial literacy with financial goals and needs.

Understanding financial products and choosing the ones which meet financial goals, understanding the financial assets owned to grow money, making a budget to manage your money and familiarizing yourself with simple tasks like operating your bank accounts and understanding the benefits of digital payments like credit cards, mobile wallets, internet and mobile banking, makes you financially aware. Financial literacy alone is not enough. You need a holistic financial education to be financial aware.

Want to know more on Financial Planning? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service.

A Resolution towards a Financially Aware New Year".

Let’s glance through a few tips which can make you financially aware. The first tip of financial awareness:

Get to know your personal finances: As per Indian money review look at what you earn and how much you spend. Find out where your money gets wasted. Make a budget and track every rupee earned and spent. When you start tracking your money, you will be shocked to see how much is wasted.

Cut down unnecessary expenses: If you want to stop the money wastage, spend on needs and not wants. Understand why you spend so much and if you still can’t control spending, leave your credit card at home. Never use peer pressure or mood swings as an excuse to spend money. It’s best to postpone a purchase by a month.

Get rid of debts: Getting rid of debt is a big financial resolution. Create an emergency fund with at least 3-6 months of living expenses. You won’t need a personal loan or that credit card in a financial emergency. Being financially aware helps distinguish between good loans and bad loans. Availing a home loan gets a dream home at a young age. If you are struggling with debt, an important New Year Resolution would be getting out of the debt trap.

Make your family financially aware: Being financially aware is not enough. This New Year, take the resolution to make your family financially aware. What use is saving and investing, if your family wastes all the money? Teach kids to spend less and save more.

Have a complaint against any company? IndianMoney complaint portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

https://indianmoney.com/articles/financial-resolutions-for-the-new-year-2019

08042687207

https://indianmoney.com/articles/file-a-complaint-on-online-fraud

Wednesday, December 19, 2018

Review and file a complaint on online fraud - Indian Money Review

Indian money Review, a consumer cheated by an online shopping site can raise a complaint against them, by registering a consumer complaint on the official website of the consumer & empowerment centre.

What is Online Fraud?

Online fraud is theft which is committed online. These types of frauds involve financial fraud or identity fraud. There are various ways in which online fraud is done. Online fraud is mainly done to get the individual reveal personal information or by luring the person to willingly transfer money to the scammers account. These frauds can either be done through virus attacks or by sending emails with a log in page that would collect individual’s personal data or by luring the person to send money to accounts created by fraudsters via fake websites.

Online shopping frauds:

The success of online shopping is mainly due to the advancement of technology. Technology has made it easier for scammers to hack people’s personal data. However, it is often the tech savvy people who fall prey to these online scams. As per Indian Money reviews, the fraudsters often play with people’s emotions either by exploiting the ability to make irrational decisions under the influence of emotions or by engaging a user to an extent where they will fully agree to transfer money to the scammers accounts.

It is a crime where the scammers play smart exploiting people’s greed or by exploiting the ignorance of people who have less knowledge on technology. Online shopping frauds are also on the rise.

The typical online shopping frauds are as follows:

Prize scam: These scams can be committed, by telephone or by mail. They inform that you have won a prize like a large sum of money, shopping vouchers, a free holiday or travel related products and to claim it, you are asked to send money or provide personal information.

Products at very low prices: Indian Money Bangalore says, a product is advertised at an unbelievably low price, or advertised saying they have amazing benefits or features that sound too good to be true. The online site may ask for payment before accessing the deal or make you pay for some fake vouchers.

Foreign retailer: When purchasing goods from a foreign shopping site, carefully go through the information on the retailer’s policies and delivery.

Unsecured Payment method: The biggest fraud on a retail website is the method of payment. Scammers will often ask you to pay using a money order or wire transfer. Once you make the payment through this method, it is likely you will never receive the purchased item or most probably receive a fake item.

Have a complaint against any company? IndianMoney complaint portal Iamcheated.com can help resolve the issue. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.

08042687207

https://indianmoney.com/articles/why-you-need-term-insurance-plan

indianmoney.com Bangalore - Why You Need a Term Insurance Plan

What is Term Insurance Plan?

Term insurance plan is a basic risk protection plan. It is a term contract between the insured and the insurer. The insured avails the policy by paying premiums on a monthly or annual basis. Sum assured is paid to nominees if policy holder dies within the term of the plan. An insured would spend a small portion of his/her annual income to avail a term life insurance plan. Term insurance would financially benefit the family, if the insured meets an untimely end. Term life insurance has no survival benefits.

How to avail a term insurance plan?

You can avail a term insurance plan either online or offline through life insurance agents. Availing online term insurance may be 30-40% cheaper than offline plans.

Want to know more on term life insurance? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products.

Need Term Insurance Plan

How does term insurance help the beneficiary?

Best Term insurance comes as a boon when there is a home loan/property loan against your name. The loan can be repaid and children can continue their education. Term insurance is about providing financial protection to your family. Term insurance is a necessity if you are the only breadwinner of your family. Term life insurance could save family from a financial crisis on an unexpected demise. It is a smart move to avail a term life insurance plan.

Term Insurance Policies: Make Necessary Disclosures

If you are a smoker/drinker, you need to clearly mention this in the insurance proposal form. Your application would still be accepted, it’s just that you would be charged a slightly higher premium. This is because the risk borne by the insurer is high. Claims could be rejected if the insurer finds you were a smoker/drinker and you didn’t disclose this.

What is contestability?

Contestability is the time period after which the insurer cannot decline insurance for any reason. Insurer cannot claim that you hid medical condition or smoking/drinking habits to deny claims for any reason after the contestability period. You need to read this clause thoroughly before signing up for a term insurance policy.

Have a complaint against any company? IndianMoney complaint portal IamCheated.com can help resolve the issue. Just visit IamCheated.com and post your complaint. If you want to post a review on any company you can post it on Indian Money review and complaint portal IamCheated.com.

08042687207

https://indianmoney.com/articles/check-reviews-and-complaints-about-private-lenders-on-indianmoney-com

Check Reviews and Complaints about Private Lenders on Indian Money

What are payday loans?

Youth in India love availing payday loans. Payday loans are also called quick cash loans, instant personal loans, and small cash loans and so on. They are availed by young people who have just joined jobs and are not able to manage expenses. It is a small cash loan to meet immediate expenses, availed by salaried people. Many people in their first job avail payday loans. Repayments are made as soon as they get the salary.

Payday loan complaints

You can avail payday loans with bad credit score. If you have a credit score around 600, you could get payday loans with bad credit. Loan amounts range from Rs 10,000 to Rs 50,000. The tenure ranges from 1 month to 3 months.

Indian Money Review tells you to avail payday loans carefully because of high interest rates. Some payday loans say just 0.1% interest a day. Looks a small amount but is it? This is actually 36% a year which is a massive interest rate. You are borrowing at 36% a year. IndianMoney.com reviews encourages you to lodge complaints if you are cheated in payday loans. It would be smart to have an emergency fund to meet unexpected expenses. Borrow only to meet need and not greed. IndianMoney.com tells you the smart way to cut expenses is to avoid needless borrowing. This saves you from the loan trap.

Have a complaint against any payday lender? IndianMoney complaints portal Iamcheated.com can help you resolve the issue. Just visit IamCheated.com and drop your complaint.

If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

Money lender India

A money lender gives small amounts at high interest. People who are desperate for money, don’t get money from relatives and reluctant to access formal banking systems end up victims to fake money lenders. Money lenders in India are governed by the Money Lenders Act and money lenders must have a license.

How money lenders cheat customer?

Fake money lenders cheat laborers, small farmers and poor people and the weaker sections of society by charging exorbitant interest rates. They seize collateral like land pledged and farmers even commit suicide.

https://indianmoneydotcomreview.blogspot.com/

08042687207

https://indianmoney.com/articles/indianmoney-review-file-complaint-against-employer-for-salary

IndianMoney Review - File Complaint against Employer for Salary

Employer not paying salary for the work done is the most common complaint these days. There are many such incidents happening in India. Usually, this happens when the employee is planning to leave the job or at the time when the contract is going to end. Many employers do not pay the salary if they fire employees. Many employees in India have faced such problems and felt helpless without knowing what action can be taken. In this article, Indianmoney Dot com Review will tell how to file a complaint against employer for not paying salaries.

IndianMoney dot com Review: File Complaint against Employer for Salary

1. Contact the HR department

If the salary is not paid by your employer, you must first contact the HR department of your company to know why you have not received salaries. If there is no mistake on your part and the employer is simply refusing to pay the salary, you can take further steps.

2. Send legal notice to your employer

To resolve issues between you and employer, you must send a legal notice. A legal notice is a written document sent to a person or company, informing him/her of the grievances faced and why you are planning to take legal action. The notice sent must contain all the steps you are planning to take against the employer. After receiving the legal notice, there are chances of your employer resolving the issue by paying the salary. You can send a legal notice by taking the help of a good lawyer.

3. Approach the labour commissioner

If your employment contract does not have an Arbitration clause or your issue is not resolved through arbitration, you can approach the labour commission of your district. The labour commission will help resolve the issue between you and employer.

4. File your complaint in a labour court:

If your complaint is not resolved by the labour commission, you can take the next step and file complaint with the labour court in accordance with the provisions of Section 33(C) of the Industrial Dispute Act, 1947. As per the rule, you must file the complaint within a year from the date on which the salary was due. If the complaint is genuine and there is no mistake on your part, the employer will be directed to pay the salary.

https://www.owler.com/company/indianmoney

https://indianmoney.com/

08042687207

https://indianmoney.com/articles/indianmoney-reviews-filing-complaint-against-builder-in-consumer-forum

Indian Money Bangalore | Filing Complaint against Builder in Consumer Forum

There are plenty of complaints against builders and developers. Non delivery of possession certificate is one of the biggest complaints against builders. Poor quality construction, leakage in ceiling, low quality electric wiring, improper drainage system, and delay in handing over the apartment are some of the other complaints.

They are plenty of ways builders can cheat you. A common unfair practice is insertion of a penalty clause which favors builders. All rules and penalties are for customers and none for builders. A buyer could be charged a penalty of 18% on delayed payments when buying an apartment. The builder clause has a penalty of just 1-2% for the builder in case of late delivery.

What to learn on residential land and residential apartments? We at IndianMoney.com will make it easy for you. Just give us a missed call on 022 6181 6111 to explore our unique Free Advisory Service. IndianMoney.com is not a seller of any financial products. We only provide FREE financial advice/education to ensure that you are not misguided while buying any kind of financial products.

Indian Money Reviews Filing Complaint against Builder In Consumer Forum

The Real Estate Regulatory Authority (RERA) Act, 2016, is a boon to buyers of residential apartments. For buyers it gets better and better. Consumer Courts and Consumer Forum’s look into customer grievances even if the real estate purchase is less than a Crore. You enjoy protection under the Consumer Protection Act, 1986, even for real estate projects.

Steps to file complaints In Consumer Court:

STEP 1:

Before filing a complaint with consumer court, send a notice to the builder. This may be because of deficiency in service or any unfair practices. You are giving the builder a chance to rectify the error by giving you compensation. If the builder doesn’t care about the notice, approach the consumer court.

STEP 2:

Submit a formal complaint under Consumer Protection Act, 1986. The complaint form must have all facts (this is necessary to take action), and must be submitted to the commission.

File the complaint in the district forum where the office of profit (area where the real estate project is located) is under the jurisdiction. Make sure details of the complaint and the faulty party are included. Specify compensation costs and relief amounts sought in the complaint. Sign at the bottom of the complaint.

If you want to post a review on any company you can post it on Indianmoney.com review and complaint portal IamCheated.com.

https://indianmoneydotcomreview.blogspot.com/

08042687207